Making A Deposit To PrivateAuto Pay

*Before you can deposit money into your PrivateAuto Pay account, make sure your PrivateAuto Pay account is set up, and your bank account is linked

Click here to learn how to set up your PrivateAuto Pay account.

Click here to learn how to link your bank account.

Transfer Options and Processing Times

Wire Transfer

  • Same or the next day
    • Wire transfers need to be initiated from the bank you wish to send the money from.
    • Wire-transferred funds DON'T process on weekends or holidays, only on business days. Your bank sets their own cutoff times for processing wire transfers. If your bank's cutoff time is 3 pm, a wire transfer you initiate at 3:10 pm won't be processed until the next business day.

Bank Transfer (ACH)

  • This option takes 2-6 days to clear from your bank account to your PrivateAuto Pay account. Be sure to plan accordingly.
    • Click here for more info.

The information below explains how to initiate a wire or ACH transfer from the money page of your PrivateAuto account.


Wire Transfer

  1. From the money page, press "Transfer Money," found under your PrivateAuto Pay account.

  1. Press "Wire Transfer." You can copy the information or get it sent to you via text.

  1. If you chose to have the information sent to you via text, you will see a message at the bottom of the screen confirming the text has been sent to your phone. Wire-transferred funds are available the same or the next day.
    • Wire-transferred funds DON'T process on weekends or holidays, only on business days. Your bank sets their own cutoff times for processing wire transfers. If your bank's cutoff time is 3 pm, a wire transfer you initiate at 3:10 pm won't be processed until the next business day.

Bank Transfer (ACH)

  1. From the money page, press "Transfer Money," found under your PrivateAuto Pay account.

  1. Press "Bank Transfer," select the account (checking or savings) you would like to transfer from, select "PrivateAuto Pay" as the account to transfer to, enter how much money you would like to transfer, then press "Preview Transfer."

  1. Your funds will now be pending in your PrivateAuto Pay account! Deposited funds will be available in your account for use in 2-6 days.

*Account services are provided by USALLIANCE Financial, a licensed and insured banking institution. PrivateAuto does not facilitate or handle any funds throughout the transaction. All funds are in the custody of USALLIANCE Financial.

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